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Recreation: Make Sure You Insure Your Boat

By Elizabeth Newberry


Boating is a recreation enjoyed by many and most people purchase boats for other recreations such as fishing or just lounging around the lake on a hot summer day; however, the recreation of boating is not immediately fun and games. You must also take responsibility for your boat and protect yourself and others, by purchasing an insurance policy for your boat.

Insurance companies vary when it come to the kinds of coverage they offer with their difference types of insurance policies, whether you are purchasing an insurance policy for your car or your boat. Because of these variations, shopping for an insurance policy for anything can be a very confusing process. When it comes to boats, though, there are four basic coverage options you should consider when you start browsing and shopping for the different insurance policies available for your boat, regardless of the variations,

Look for an insurance company that offers you an insurance policy for your boat that �

� Covers property damages to your boat. Maybe your boat becomes vandalized and covered in graffiti. Maybe your mast gets struck by lightening. Make sure your boat�s insurance policy covers these repairs.

� Provides liability coverage in the event that your boat causes damage due to your negligent operation and/or ownership.

� Covers the medical costs of anyone injured on your boat, or because of your boat.

� Offers uninsured coverage in the even that you, your passengers, and/or your boat sustain damages from another boat that is not insured.

Remember, just because you use your boat for recreation and enjoyment does not mean that accidents will not happen. Whether your boat provides family recreation or a personal getaway, make sure to purchase an insurance policy for your boat that will cover all four of the above situations before you hit the water; that way, you can enjoy yourself knowing you and your boat are protected after you set sail.

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Hints On mastercraft ski boat

The common sailboat comprises eight essential parts: hull, tiller, rudder, mainsail, mast, boom, jib and keel. The hull is the shell of the boat, which contains all the internal components. Its symmetrical shape balances the sailboat and reduces drag, or the backward pull caused by friction, as it moves in the water. Inside of the hull in the stern, or back of the boat, is the tiller, which is attached to the rudder in the water. Think of the tiller as the boat's steering wheel and the rudder as the tire. To maneuver a sailboat to the right, for example, you pull the tiller to the right side of the boat, causing the rudder to alter its direction.
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Most of today's modern inflatable boats easily match conventional runabouts for speed and handling, while some of the more sophisticated rigid-hulled inflatables are clearly superior to ordinary fiberglass or aluminum boats. For instance, the Virage range of sports boats features Zodiac's patented Futura speed tubes to produce amazing lift and stability. Because the Futura hull merely kisses the water, it creates less drag and thus requires less power to reach incredible speeds while performing with absolute safety. The big rigid-hulled inflatable superboats are equally impressive. With deep V-keels up forward and flat planing sections aft they can produce an astonishingly comfortable ride in tough offshore conditions, yet maneuver with ease in the tightest dock or harbor.


Yacht lengths generally start at 32�35 feet (10�11 m) and go up to hundreds of feet. A mega yacht generally refers to any yacht (sail or power) above 100' or 34 m and a super yacht generally refers to any yacht over 200' or 70 m. This size is small in relation to typical cruise liners and oil tankers.
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